:root {
      --primary: #0078FF;
      --primary-dark: #052F6E;
      --primary-soft: #E9F4FF;
      --secondary: #FF6A00;
      --success: #14C784;
      --background: #F5F9FF;
      --text: #07234A;
      --muted: #5E718C;
      --border: #D8E5F6;
      --white: #ffffff;
      --radius: 18px;
      --shadow-sm: 0 10px 30px rgba(5, 47, 110, .08);
      --shadow-md: 0 22px 70px rgba(5, 47, 110, .14);
    }

    * {
      box-sizing: border-box;
    }

    body {
      margin: 0;
      color: var(--text);
      background: var(--background);
      font-family: "Poppins", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    }

    a {
      color: inherit;
      text-decoration: none;
    }

    img {
      max-width: 100%;
      height: auto;
    }

    .page-shell {
      min-height: 100vh;
      display: flex;
      flex-direction: column;
    }

    .topbar {
      position: sticky;
      top: 0;
      z-index: 20;
      background: rgba(255, 255, 255, .92);
      border-bottom: 1px solid var(--border);
      backdrop-filter: blur(18px);
    }

    .nav-wrap,
    .content-wrap,
    .footer-wrap {
      width: min(1120px, calc(100% - 32px));
      margin: 0 auto;
    }

    .nav-wrap {
      min-height: 82px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 20px;
    }

    .brand-logo {
      width: clamp(150px, 15vw, 190px);
      display: block;
    }

    .nav-links {
      display: flex;
      align-items: center;
      gap: 16px;
      color: var(--muted);
      font-weight: 700;
      font-size: .95rem;
    }

    .nav-links a:hover,
    .nav-links a:focus {
      color: var(--primary);
    }

    .hero {
      padding: 82px 0 42px;
      background:
        radial-gradient(circle at 18% 22%, rgba(0, 120, 255, .14), transparent 28%),
        radial-gradient(circle at 88% 12%, rgba(255, 106, 0, .11), transparent 26%),
        linear-gradient(180deg, var(--white), var(--background));
    }

    .eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 8px 14px;
      color: var(--primary);
      border: 1px solid rgba(0, 120, 255, .16);
      border-radius: 999px;
      background: rgba(0, 120, 255, .08);
      font-size: .85rem;
      font-weight: 800;
    }

    h1 {
      max-width: 860px;
      margin: 20px 0 16px;
      font-size: clamp(2.35rem, 6vw, 4.6rem);
      line-height: 1.02;
      font-weight: 900;
      letter-spacing: 0;
    }

    .lead {
      max-width: 760px;
      margin: 0;
      color: var(--muted);
      font-size: 1.08rem;
      line-height: 1.75;
    }

    main {
      flex: 1;
    }

    .policy-grid {
      display: grid;
      grid-template-columns: minmax(0, 1fr) 280px;
      gap: 28px;
      padding: 42px 0 82px;
    }

    .policy-card,
    .side-card {
      border: 1px solid var(--border);
      border-radius: var(--radius);
      background: var(--white);
      box-shadow: var(--shadow-sm);
    }

    .policy-card {
      padding: clamp(24px, 4vw, 46px);
    }

    .policy-card h2 {
      margin: 34px 0 12px;
      color: var(--primary-dark);
      font-size: 1.45rem;
      font-weight: 850;
    }

    .policy-card h2:first-child {
      margin-top: 0;
    }

    .policy-card p,
    .policy-card li {
      color: var(--muted);
      line-height: 1.8;
      font-weight: 500;
    }

    .policy-card ul,
    .policy-card ol {
      padding-left: 22px;
    }

    .policy-card strong {
      color: var(--text);
    }

    .side-card {
      position: sticky;
      top: 104px;
      padding: 22px;
      align-self: start;
    }

    .side-card h2 {
      margin: 0 0 12px;
      font-size: 1rem;
      font-weight: 850;
    }

    .side-card p {
      margin: 0 0 12px;
      color: var(--muted);
      line-height: 1.65;
      font-size: .95rem;
    }

    .side-card a {
      color: var(--primary);
      font-weight: 800;
      overflow-wrap: anywhere;
    }

    .legal-list {
      display: grid;
      gap: 10px;
      margin-top: 18px;
    }

    .legal-list a {
      display: flex;
      justify-content: space-between;
      gap: 12px;
      padding: 11px 12px;
      color: var(--text);
      border: 1px solid var(--border);
      border-radius: 12px;
      background: var(--primary-soft);
      font-weight: 750;
    }

    .legal-list a:hover,
    .legal-list a:focus {
      color: var(--white);
      border-color: var(--primary);
      background: var(--primary);
    }

    .footer {
      padding: 42px 0 24px;
      color: rgba(255, 255, 255, .74);
      background: #031A3E;
    }

    .footer-wrap {
      display: flex;
      flex-wrap: wrap;
      align-items: center;
      justify-content: space-between;
      gap: 20px;
    }

    .footer .brand-logo {
      width: 210px;
      padding: 8px 10px;
      border-radius: 14px;
      background: rgba(255, 255, 255, .96);
      box-shadow: 0 18px 40px rgba(0, 0, 0, .18);
    }

    .footer-links {
      display: flex;
      flex-wrap: wrap;
      gap: 14px;
      font-weight: 700;
    }

    .policy-card h3 {
      margin: 28px 0 10px;
      color: var(--primary-dark);
      font-size: 1.25rem;
      font-weight: 800;
    }

    .footer-links a:hover,
    .footer-links a:focus {
      color: var(--white);
    }

    .footer-address {
      width: min(1120px, calc(100% - 32px));
      margin: 24px auto 0;
      padding-top: 18px;
      border-top: 1px solid rgba(255, 255, 255, .1);
      font-size: .88rem;
      color: rgba(255, 255, 255, .78);
      line-height: 1.6;
    }

    .footer-bottom {
      width: min(1120px, calc(100% - 32px));
      margin: 12px auto 0;
      padding-top: 12px;
      border-top: 1px solid rgba(255, 255, 255, .06);
      font-size: .88rem;
      display: flex;
      flex-wrap: wrap;
      align-items: center;
      justify-content: space-between;
      gap: 10px;
    }

    .footer-bottom a {
      color: var(--white);
      text-decoration: underline;
    }

    @media (max-width: 840px) {
      .nav-wrap {
        min-height: 72px;
      }

      .nav-links {
        gap: 12px;
        font-size: .88rem;
      }

      .policy-grid {
        grid-template-columns: 1fr;
      }

      .side-card {
        position: static;
      }
    }

    @media (max-width: 560px) {
      .nav-wrap {
        align-items: flex-start;
        flex-direction: column;
        padding: 14px 0;
      }

      .nav-links {
        width: 100%;
        justify-content: space-between;
      }

      .hero {
        padding-top: 54px;
      }
    }